Accidents during business travel are covered by workers compensation
An employee had traveled to Texas for business in 1993, and he had injured his knee when he fell in the hotel shower on the morning of a scheduled business meeting; the workers' compensation carrier for the employer provided coverage from 1993 until 2003, when it determined that the injury was not compensable; the employee then filed a claim for medical and temporary benefits; the Appellate Division affirmed the judge of compensation's holdings (1) that the employee's injury fell within the special-mission exception to the definition of employment set forth in N.J.S.A. 34:15-36 and (2) that the employer was estopped from denying coverage after it provided full medical benefits for 10 years.
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Auto insurance companies crying wolf that the number of lawsuits would increase after a New Jersey Supreme Court decided DiProspero v. Penn in 2005, which made it easier for accident victims to sue for pain and suffering. Prior to 2005, if you had limited your rights to sue under your own policy by choosing the Verbal Threshold or lawsuit threshold you had to prove that (1) your injuries fell into certain categories and (2) that the injuries had a significant impact on your life.
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